Monthly Archives: March 2019

Millennial Money: Turning in Our Leased Subaru Early Saves Us at Least $5,000 a Year

ST PAUL, MN–Yesterday, we saved our family $5,000 a year. We took our leased Impreza Sport in early and will now drive a minivan we bought with cash, per Dave Ramsey’s influence in The Total Money Makeover.

Our situation–saving us nearly $500 a month–is not average, nor is it normal by any means: 1/3 of all new cars are leased per average on 2018 consumer reports; nearly half of American adults rely on auto loans to pay for their vehicles: NOT OWNED.

We own our minivan outright, that’s unusual in a world where living on credit is standard. And by owning with no payments we save, BIG TIME. Also, by owning, within our means, we get out of debt sooner.

No more $343.17 a month to Chase for the Subaru we NEVER owned. No more $135 a month for insurance, high-end comprehensive, required by the lease agreement. On the minivan our first payment was the last!

We stopped paying for Subaru and Chase’s beach house, we are going to buy our own eventually, and sooner now.

I share our story because you too can do anything with a plan, action and a goal. Time to buy with cash, stop living beyond our means on credit. Patience and persistence to long-term success, good luck.

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TS_

New Puppy No Longer Facebook Sensation, Likes and Comments Down, Owner Struggles to Find It Home at Humane Society

AMERICA, USA–A recent study showed that on average 65% of pet owners posted pictures of their pets to social media twice a week, these posts impact the quality of life for pets, especially if the pet is having trouble garnering an attractive and powerful presence on social media platforms.

Last week, for example, in a stunning reversal of opinion due to lack of likes and followers on Facebook, the owner of an old new puppy struggled to find it a new home at the humane society.

Likes just weren’t what they used to be on Facebook and Instagram, so the pooch had to go, said the former owner laughingly while staring at their phone. There will be better puppies out there to post on social media about, they quipped.

Recently, perhaps, there has been an uptick in the number of pets not pulling their weight on social media platforms and this hypothetical theory may directly impact the animal population within rescue facilities all over the globe, and their owner’s clout in the social media universe.

One solution to this potential problem could be that dogs and pets simply need to be cuter to retain their social media following and meaningful presence, perhaps breeding them better or creating an amazing, more interesting presence on social media can nip this issue in the bud.

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TS_

The Mueller Report Gave America Something to Rejoice

AMERICA, USA–After two grueling, nail-biting years of intrepid, honest, hardworking, credible, realistic, believable, unequivocal and unbiased reporting, and investigating, the Mueller team and progressive liberal media have both given the American people something to rejoice about: No collusion by team Trump and No indictments.

Our greatest American President EVER, of all time, perhaps, Donald J. Trump, can go back to work making America great again, again, without the pressure of some high-profile investigation weighing on his brilliant mind, and with all of the American people and news media and special counsel now on his side to help.

AMERICA has something truly admirable to celebrate joyously, with glee: a wonderful president who is not a spy or an asset for Russia as proven by U.S. law, brought to you by the honorable Democrats. It is a great day in the United States of America. The Mueller report gave all Patriots and lovers of America something to rejoice: hope in the democratic process and inspiration for the future, for all.

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TS_

Chuck Todd Appears Visibly Distressed on Meet the Press over Mueller Probe Conclusion

AMERICA, USA– On Meet the Press this Sunday, Chuck Todd, a vehement critic of President Trump, appeared visibly distressed over the conclusion of Mueller Probe, which offered no further indictments.

Chuck Todd and guests of the show downplayed that the conclusion of the report isn’t a big deal, even after the program has covered said report non-stop for the last two years.

Todd’s apparent distress could perhaps be linked to the idea that the investigation, or report, is a possible nothing burger and has wasted time and resources of the American people, only benefiting news media and its advertisers.

After the conclusion of the Mueller Probe there is no clear idea of what the news media will now cover to keep audiences interested, especially in relation to criticizing the president.

And because if it’s Sunday after the conclusion of the Mueller Probe, and you despise President Trump at all cost, it’s totally distressed.

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TS_

Don’t Stop Believing: Democrats and News Media Agree Mueller Report OVER But There is Still More to Investigate, Always

AMERICA, USA– Even if it’s NOT Mueller Time (bummer) and President Trump isn’t found to have colluded with Russia (double bummer), perhaps, rest assured Democrats and the news media will continue their endless crusade to prove what they believe happened happened, no matter what.

Everyone in the United States can sleep easy knowing that the smartest, most aware, most unbiased, and believable are now on the case, again, again. Really. This time they aren’t just looking for Russia collision tied to Trump, they are also looking for unicorns, magic dragons, and pots of gold at the end of rainbows. They are going to dig DEEP!

The new, new investigation could take an infinite amount of time, cover a plethora of unlimited topics, and cost tax payers trillions of dollars. But they got time, it’s not election season yet. And they got money: yours. And they got ideas, new ones! Get ready for the inevitable, again.

Coverage of the new investigation is expected daily, throughout its entirety, for transparency purposes. Indictments and new, more unique theories to follow. It’s Time… formerly known as Mueller Time, time.

Americans have waited two years, they can wait longer for this imperative and paramount information to be provided by this report, or the next, or the next, to reach a conclusion (that Democrats and the news media can all agree with).

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TS_

Social Media Influences YOU to Live Beyond Your Means

AMERICA, USA–When scrolling social media you will notice people you don’t care about trying to impress you with their contrived best, the most filtered and most beautiful parts of their lives as they depict them.

Now more than ever is the time to realize that the tool that is social media is the ultimate consumerism, the ultimate peer pressure, to convince you there are no flaws or fault in spending beyond your means. Wrong!

Millions upon millions try to get their perfected portraits up too, using credit cards and buying trips and coffee beverages they cannot afford in order to finance their image, to compete in a made-up game, to impress others doing the same thing.

The time is now to live within your means and without social media. Move beyond the unrealistic and the unattainable and step into a reality of improving your personal finance and your real life relationships.

Build your beach house.

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TS_

Pothole Peril: Guinness called to Measure Potholes in St Paul

ST PAUL, MINNESOTA– With cars abandoned on the side of the roads and broken axles abound, the most liveable city has the most massive potholes–so massive that Guinness World Records has been contacted to assess their true record status.

We will report results as they come in, fingers crossed.

Drive safe out there.