Category Archives: motivation

Advice: Complaining

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I washed my car yesterday in 40 degree Minnesota cold and then I ate some Ramen Noodles, it cost me nothing and saved me a lot more

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Even notice how a boat with a few holes in it sinks over time and it becomes more worrisome the farther you are from land? I do. Now place this image of a boat sinking on your financial situation. You lose a dollar here, ten over there, $2.50 on that one thing; the boat is your bank account. That boat is sinking slowly and you are out to see, sharks, such as creditors, banks, and lenders are following in the murky deep. We almost sank again, but this time I told my wife instead of paying for a car wash I would do it myself. Watch.

Yesterday day came and went with a car wash in the 40 degree Fahrenheit warm of St Paul, Minnesota. I think people looked at me as though I were crazy, carrying buckets from my basement to splash and lather a car I cannot afford on a side street. Yeah, I feel pretty dumb leasing it, though the lease is up in less than 20 months and we will be on to something new. The whole time I polished this machine I thought of how stupid it made me feel, to live beyond my means. People watched that spectacle, another Subaru driver waved, my neighbor sold a beater and asked me how my day was. Great! Beautiful day!

And that is why I eat Maruchan ramen noodles and rice. (With a price tag of under $5 for a number of meals I can consider myself winning.) SO, imagine now your boat sinking, money floating away, those sharks behind, empty fridge at home, wife wondering what is going to happen, and then $10 is about to go away for a car wash that leaves you wanting better. Yeah, and that car is parked in the garage losing value, begging for insurance to be paid–the expensive kind. I can get a bit cold and wet outside on such a nice day, save us money, buy us time. My debt snowball is about to be rolling, debt avalanche.

After all this, I learned something. If you can’t get creative and do it yourself, it ain’t worth doing. And if your food restrictions do not work with your frugality or goals towards financial fitness, you may need to think about your goals. Because, how I see it, you can either be gluten free or debt free, I know the gluten is asking me to buy their beach house on credit, but that’s just my opinion.  That beach house is where those debt institutions are watching your boat sink slowly from afar, thinking about monetizing your financial death on YouTube (which is another story), so they can earn more.

We cancelled our #Netflix because you can get most things for free at the #library

I wonder if people know they can get most things for free at the library, even an original series on Netflix… I told my colleague this just before lunch hour yesterday. He seemed surprised. Was I lying, was I crazy, could a person really do this? Ah, yes. To the latter that is. Here’s how I know. Before mentoring last week I was at the public library and saw on the hold shelf: Stranger Things (both seasons). SO, that was what did it for me. Yeah, I could be sad about not getting Netflix exclusives any more, but now I know I can get them at the public library for the cost of having a library card: free. This should be no surprise society, and it was a surprise to me. Again, you can get most things at the library for free if you know what you are looking for, how to ask for it, and who to ask. Everyone wants to help you. Do you want to save money and help yourself? Get it at the library.

If you want the impossible, you’ll have to do the impossible

If you want the impossible, you’ll have to do the impossible to get it.  Not sit around and diddle, or sit around and post on social media.  Limit these distractions.  Limit all news but the weather.  You don’t need prescription pill commercials nor paid for ideas.  Every day is another day to make it right individually, to attain everything that you want or need in YOUR LIFE.  Sitting here at 5 a.m. on a Saturday, every Saturday, I teach English abroad to make my impossible possible.  I am a dad, human, American.  I have obligations.  There is no questions about it.  I want the impossible.  And the only way to get it is to be realistic, and do the impossible.  If you want something hard work is the key, that shouldn’t be impossible.