Category Archives: saving

There Is No “Free”?

St Paul: Instead of Another Major Tax Increase of 17.4%, Just Sell our Private Data to Massive Corporations

Collecting Trash… and Your Data.

08/27/2019–St Paul, MN. With trash on the ballot this fall, November 5th, ordinance 18-39., Mayor Carter has issued a stark warning to his citizens: higher taxes for my mistake.

Astonishingly, this is the first time since taking office Mayor Carter has warned of tax increases, though while in office the taxes in St Paul have risen nearly 30 percent, he usually just makes it happen.

Warning of higher taxes and new (well, old) trash hauling freedoms and personal choice on the line, the only true way to atone this grave mistake of local government is to pay for it by giving out our private data to large corporations.

Perhaps, the city tracks our data through dumpster and electronic chips within them, the data is there currently–and probably already collecting valuable information on each resident of St Paul. This data is of HUGE value to retailers and profiteers, maybe multiple millions.

Our private information could be sold to pay off the $27 million mistake made by Carter and Co., making new taxes unnecessary and saving the city council and mayor countenance while appeasing their constituents.

It’s time to do what other big data companies like Facebook, the DMV, Twitter and Google are all doing: profiting off our personal data. It’s 2019 and the resources and technologies are there already.

The government of the city of St Paul has all that it needs to start benefiting off of its great idea of running trash, why wait? Moreover, profits could also supplement a citywide health care for all program.

Save the tax dollars and put them to our depleted roads and bridges. It’s time to sell the citizens data to pay for your immaculate ideology.

Does Your Local Government Understand Economics?

13.6 Precent of Americans have -$38k Networth

Lose Your Car Payment, Lose Your Student Loans

Shop At Grocery Stores You Can Afford!

Share track: Cancelled Comcast, Saved $80 a Month

Success with TS – You Could Save Nearly $1,000 a Year by Cancelling Your Cable

Trump May be Saving Thousands of Dollars a Year HUGELY by Living in Florida

AMERICA, USA–In an obvious revelation, after five minutes of Google research, which no news media has covered, I may have discovered why Trump spends much of his time in Florida, at Mar-a-Lago: tax incentives.

Florida is where I want to live when I retire, logically, after stumbling upon the state’s six-plus-one formula, because there is no way I will be able to afford Minnesota’s progressive fifth highest tax burden in the nation.

Nerdwallet explains:

Florida is a tax haven, get woke.

Any person that wants to be taxed less on things such as everyday life, income, retirement income and property, should check out Florida.

The Sunshine State’s tax incentives may be saving President Trump thousands, if not tens of thousands of dollars a year, ermergerd.

The secret is out about Florida, now, and no one is talking about it… No one that is, but me, right here. If you find value in this idea, theory writing, make a donation. Thanks 😊

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TS_

Millennials, Strive for that Perfect Selfie because You will Never get out of Debt and You Will Never own Your Own Home Responsibly

“The more he identifies with the dominant images of need, the less he understands his own life and his own desires. The spectacle’s estrangement from the acting subject is expressed by the fact that the individual’s gestures are no longer his own; they are the gestures of someone else who represents them to him.”
― Guy DebordThe Society of the Spectacle

“The spectacle is the nightmare of imprisoned modern society which ultimately expresses nothing more than its desire to sleep. The spectacle is the guardian of sleep.”
― Guy DebordThe Society of the Spectacle

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The headline you just read is what I think to myself when I realize I shouldn’t spend money and should save for my future interests, especially when my contemporaries scroll social media and see how others are living large and in charge and strive to be just like them.

(Firstly, social media is an affirmation to spend more money, and waste more time.  Do you have it in you?)

I am pretty sure the people around me are concerned about my one point of obsession, my now goal: paying off all of my debt. My motivation being: Because I am a slave to debtors, credit card companies own me, my student loans own me, I really don’t exist freely…  What keeps me going in this direction:  Good reasons.

Good reasons:  Some day I will own my own house, responsibly–not through some insane mortgage.  Some day I will be out of debt, entirely: zero debt.  Some day I won’t have to work every day to pay my bills, no worries.  I will retire with dignity.  And again, those around me will benefit from my now goals, from my relatively insane efforts, from sacrifices I make.

These sacrifices are easier than the alternative for me, of living in debt for the rest of my life, chipping away at what I one minimum payment, all that high interest at a time.  That is stupid.  That is something that could use distractions!

It’s hard and easy for me to imagine that there is a world out there stranded glaring into their phones at millions of other people acting out their fantasies–Millennials et al., taking photos, images of a luxury lifestyle that is nothing more than made up. IT DOES NOT EXIST.

Imagine if we could get paid for that time spent glaring at other people’s dreams… We’d all be as rich as Hillary Clinton, Jimmy Buffet, Steve Jobs, or Donald Trump.

I really shouldn’t care about the setting or the background or how long it took for another person to get that perfect photo, the perfect selfie, and all those likes, although it worries me. I care, imagine.  That is my philanthropy for the day: caring.

(Your debt is that train in the “perfect selfie” video above, maybe doing the same to you as you read.  Stay off of those tracks that lead you, or the future you, into imminent danger.)

The first thing I think about when I see pictures of people doing AMAZING things is, how much debt does that person actually have, credit cards, student loans, etc.? I know, it’s none of my business, but for science…  Then I wonder, does all that debt add up to contrived happiness, the happiness in that picture, imagines on a screen, unfocused a distracted ephemera of fleeting feeling… Does it come from that?

(A hobby of imagining your existence is entirely different from what it is?  Doing this doesn’t cause change, it avoids it.)

And we compare ourselves to those counterfeit images, those freewheeling fantasies, those nice narrative and salacious story lines… Am I as good as that other person’s selfie?  No, no, I am not… Should I be spending more money, should I be buying into this false pretense?  Do I give a shit?

Then I vanish from social media and that apathetic society that we all pay to join in some way or another. I vanish because we all should and walk back into the deep woods to find our inner animal selves, or into a deep sleep.  Beasts called gentlemen in suits and ties pretending to be anything other than ourselves.

(When we die our Facebook us’s keep on living.  Is that me?  For example, my father died four years ago in June and he unfriended me on Facebook a couple of years after that.  He is virtually still alive, however he is physically dead.  I don’t know if he sleeps anymore.  I cannot visit his grave because my reality does not understand this sort of paradox.  Social media creates dead and living zombies right now.  Imagine.)

So, yes, back to the beginning, you will never get out of debt or own your own home, responsibly–without insane lenders and bad deals, if you keep this up.  That is what I tell myself and then avoiding those distractions becomes very easy for me. You as in me.

Forget your likes, upvotes, retweets, highlights from whatever years ago, virtual memories, Facebook lives, and other people’s selfies, they evoke no artistic value whatsoever (or maybe they do: this mini-essay tho.).  Think about what you owe that credit card company, what you owe in student loans? Try to smile now, make that art, Picasso. Get that photo sing.  Real good job.  Create those American Dreams.