I find the hardest thing about being a Millennial in 2018 is realizing that you have to stop living the lie of overspending that our culture promotes to us, that most of my contemporaries are probably assisted into debt and prove it daily, apathetically through social media posts. And this my friends, is a marketing tactic to sell you that it is OK to live on credit and not be accountable for your spending.
Debt is “good” they tell you… sure, think about that debt payment you’ll have to pay for the next umpteen years. Not so good then. NO. But my credit score? If you don’t have cash don’t buy, any wise financial guru would tell you that.
Those out there spending money to take pictures of their food, those who pretend they have fun with friends they only drink with, those out there buying shit they don’t need, those buying (or worse!) leasing new vehicles, those out there promoting products and platforms for free while they wallow in future debt, oh god, there is not down vote button for this stupidity. Someone out there is making dollars off of them, sad.
You have to truly realize where you are. Oh, I am a human with flaws? Oh, I am just carbon like everyone else? SO why try to act like you aren’t? You can not afford to put another bar tab on your credit card. You cannot afford to pay gas with a credit line. You cannot go on that vacation and make all your followers jealous. How will you eat next Tuesday? I had to eat a bean sandwich once: just beans between bread. I am down there. Are you bean sandwich read?! If not, keep doing you.
It’s time to realize what a person has to do. A person has to live free by making themselves free. Debt is not freedom, debt is a prison. Each day you work to pay off our debts, you are in chains. Get out of debt now! Or just stop reading right here and go scroll social media for hours and forget about it. It’s all good! 😉
Or: We have to make sacrifices. Get off your phone. I think I can’t live the fake lifestyles that I see anymore. I think I must stop taking in this bullshit. I think I have to become the frugal master. I think I have to get angry about my debt in order to change my future. One where I will be debt free and at the beach. Everyone wants to change things for the better for everyone else but forgets they have to change themselves for the better first. Don’t stop being philanthropic, but if you don’t have something to give you can’t give. Think about it.
So, trailing off, I get somewhat acutely disturbed about others unawares debt, the lives they promote that are so costly they couldn’t possibly know. But I don’t care. I realize if most are OK on a sinking ship–which is going very down fast, more lifeboats and options for me. (I am under the philosophy: I better me, I better you.)
Now think, my first sentence was very hard to take, but if you made a penny for every Tweet or Facebook post or Insta scroll, damn, you’d be loaded, and halfway through paying off that credit card or that new phone or that student debt. Now, it’s a bit easier to understand, I hope. That is why Facebook is rich and you aren’t. Head in outer space floating for likes and affirmation of importance. You intelligent piece of carbon. Do you have a status update for that?