Tag Archives: dad

The Unaccountable Nature of Credit Cards and Consumerism in America

American Expressed, by TSN_

Why credit debt works– it’s not your money, it’s not your loss. These cards and card holders aren’t accountable.

If you were losing 19.24 % on your investment, you’d most likely change. Perhaps we don’t think of it like that.

The connection between your money and your credit card is non-existent because their is no symbolic transaction:

Give your money, get something. You get their product. They keep your money;

With a credit card it’s like a pacifier. Give your card, get it back. Get their product, get your card back. There is a safety.

Never lose physically, tangibly.

A deception. People can’t connect the interest lost. They don’t see it as theirs. Because it’s the cards’ rate, not theirs.

Perhaps that is why there exists an Unaccountable Nature of Credit Cards and Consumerism in America.

12/9/2019

Yesterday, between classes I created an audio titled Why I will NEVER vote Democrat again. Immediately after I published this art I realized that one should never say never. In St Paul, MN, there really are only one party of candidates: Progressive. So, Yes I will vote Democrat again, very soon.

The real issue of not voting Democrat as much would be that I do not enjoy big government. Too many hoops to jump through, too much micromanagement. I would assume people who vote Democrat would want less government and more individual freedoms, because we are all unique, but I may be wrong.

That’s about the only reason I have for never voting for a certain party… oh, and free market, and universal healthcare, and the, again, the economy.

Today is Monday, Seth Godin has me wondering how good of a boss I am. The Christmas tree is set, the Vikings won, and this week we will go below zero. I am thankful for the cold because hopefully it will curtail global warming. Again, a good boss would have me teaching 24×7 and making extra when I am having a beer or making a puzzle.

It was a good weekend all around.

12/8/2019–Cars, Cost, and Christmas Trees

At 6:10 am I made coffee and headed downstairs to teach English to students abroad. Again, I thought of the hike in cost that the St Paul City Council approved on Snow Emergency towing, it goes up for 43 %. I wonder how this impacts low-income households in St Paul.

On a similar note, my neighbor Nancy mentioned that her grandson’s Honda had been stolen from out front of her house. She asked if my cameras faced that way. I said “no”. We were coming home from a walk around the block on whatever clear sidewalk we could find. Kids in a big red wagon.

After teaching and double-checking my bank account and stretches, this morning we are going to pick up a Christmas tree. And that is the proper name of it, a Christmas Tree. We are getting it from my wife’s grandmother, Judy. The kids are excited, as am I. It should be an afternoon of the Viking’s game and tree decorating and Sloppy Joes.

My Problem with Budgeting: Making a #Christmas List

Shop At Grocery Stores You Can Afford!

Share track: I have little to spare (space force hat)

Share track: The Average Net Worth of A Millennial is -$36K

Share track: Cancelled Comcast, Saved $80 a Month

Success with TS – Side Hustle your way to Extra Money

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