Tag Archives: frugal

97% of American Millennials can be completely debt free in less than 8 years by doing one simple thing, here’s how…

Have you ever woken up and thought that you could actually be debt free, I mean, like, really debt free in your lifetime? No student loan payments, no car payments, no mortgage, no credit card payments… It probably feels like the “fuck-you money” kind of awesome, going from indebted-and-paying-constantly to just existing to peacefully nothing, to actual freedom. That is something. That is real. And how you get there is you set goals and get away from the news and social media. I am working towards getting there, mildly broke now but slowly and surely getting better.  You see, I am horrible at math but because reading a few books about personal finance and factoring with logic, I know I can be out of credit card debt, student loan debt, and all other consumer debt in 5 to 8 years if I just get focused and do. And you can too if you set goals and work hard and stay persistent in your endeavors. You can do anything you set your mind to. Imagine, taking the same amount of time you spend every day updating your social media or working with a movement for someone else’s goals and dreams or investing your time into reading ADvantageous to advertisers news, and putting it towards YOUR GOALS and YOUR DREAMS. You can do it with hard work and time, 98% of the time, guaranteed. Stop being distracted and focus on bettering your situation and in 8 years see how far you have come, 98% of Americans will have changed, hopefully, for the better.

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Less is More, so many generalizations

Recently, I have come under the idea that less is more. I’ve been reading Walden on Wheels. I have been seeing that what I have, too much, is very too much. I want out of it. I say now, less is more, less is more. This is so true.

This realization started after reading The Millionaire Nextdoor, a book about being frugal. A book about just living with less, not overspending, and living on the means that you have, and becoming a millionaire.

I set new goals because of it. I want nothing. I want to have nothing but liquid security in wealth. The lesson I learned is be prepared for anything and don’t live beyond your means. Keep an even keel. Sail your boat and don’t sink.

Yes, I do believe less is more… So I give you less words. But I must admit it. I am starting to like the idea of having less and feeling it more. As Dave Ramsey says (I have been listening to his podcast) “Live like no one else and you can live like no one else.”

I am ready to live like no one else. Have been for some time. I always felt like a nonconformist. Now I can prove it in actions. No more too much. No more overspending. We all owe it to ourselves to get ourselves right first. Then we can help everyone else. But only then.