Tag Archives: future

Save St Paul Street Glaciers, Stop Climate Change

St Paul, MN in late 2019, by TSN_

“Just this morning the newly-elected governor [Tim Walz] held a press conference stating his goals for making Minnesota’s electricity sector 100 percent free of carbon dioxide emissions by 2050.” -Source

St Paul, MN–Perhaps, in an effort to combat the melting of glaciers due to almost certain man-made climate change, it seems the city of St Paul has welcomed all glaciers to St Paul side streets no matter size, no matter age, nor water body of origin.

This truly progressive effort by the city stresses inclusiveness, diversity, equity, and open-mindedness in relation to factual, emotional, and physical sciences, boldly in a world of climate nano-, micro-, and macro- aggression(s).

Not only will this apparent effort of non-snow-removal stifle climate change locally, it will also work in conjunction with the Green New Deal, The Paris Agreement, and Greta Thornberry’s climate agenda, in general.

Let’s look at the possibilities brought on by saving the street glaciers in St Paul.

Saving the street glaciers in St Paul can:

Limit carbon emissions for the city–no more snowplows on our streets, no more dangerous exhaust fumes. This will cut carbon emissions drastically, today, leading to a cleaner and safer world for all tomorrow. It’s really very simple!

Limit petrol use and promote renewable energy resources–no more using gasoline, no more hazardous fossil fuels. We all wanted that, right? This is one step closer to the Green New Deal, and we can start doing it today, forget delaying gratification–that’s a waste of time! If the roads are impassable right now then they will not be used, right now. Simple common sense.

Reduce costs of city streets, period –eliminate streets all together, the city would save so much money if the streets were turned into one giant sidewalk/bike lane. In fact, we could use gravel, a renewable resource made of rocks from the earth and outer space. If there are no streets there are no costs to fix the streets. That’s huge savings. Again, make these very same depleted streets into green spaces, sidewalks, or bike lanes. They could even be made out of repurposed plastic grocery bags. That’s really planning for transportation of the future. Let’s get ahead of the game!

To summarize, these underrepresented and under-appreciated street glaciers can seasonally curtail our coming climate change catastrophe by reducing the temperatures brought on by man-made climate change.

So the next time you attempt to traverse the streets of St Paul and you encounter a street glacier, just remember, you are doing your community and your planet (and the future human race) a major justice by conforming to the Green New Deal and making the planet’s health a priority. Thank you!

To see more of my discussion on this important topic: https://www.youtube.com/watch?v=9EpqA–VjSk

Believe and You Can Do Anything, You Can Even Become a Millionaire if You Want

Disclaimer: I am not a millionaire, nor a financial adviser. I am someone motivated by behavioral changes that create results. I would like to share my ideas with you.

I told my 15 year-old sister that if she puts $500 in a Roth IRA each month starting now, by the time she is 40 she will be a millionaire easily. I am not sure if that is true because I am bad at math. But I believe it is possible and compound interest is real. I believe that if you do something long enough, you are more persistent and you have passion, you can do anything. You can even become a millionaire. This belief system started about a year ago.

A year ago I was in debt–I still am, like most millennials, and I was trying to buy a house I could not afford, like many of my peers. My wife was losing faith in me, we argued about wanting things we could not afford, like a house. We could not find anything in our price range and we didn’t really have a price range or a plan: just buy, that was it. We were juiced or influenced by everyone around us, social media, family, and realtors. When we hit rock bottom that was the turning point. We had spent about $5k in money that wasn’t ours. We had credit cards and student loans and we needed a house. Until we realized we had bigger problems. We had debt problems. Then we stopped.

At that point I started listening to and reading Dave Ramsey, I started reading Brian Tracy, I started reading about investing and inflation, and I started working toward integrity with my partner, trying to become something and someone I thought I could never be, just better and debt free.

A year later I am trying to motivate others to do what is right for their future, for their finances. Numerous books on investing and economics and savings and I have realized that if you want freedom you must protect your finances and work towards growing your wealth your future and your family. These ideas are not new, I am not claiming to have created them, but they have drastically changed my life and my situation for the better so I feel I owe it to others to share it with them, my experience that is.

I see people in debt. I see people unable to pay their student loans and posting on social media about how they consume and use money they don’t have to buy a lifestyle they cannot afford, distracted. I see people protesting when they can fix their problems now, and help others later after they have risen out of their debt. Debt is slavery, to me.

These ideas about my sister being a millionaire by 40 have lead me here. I am about to pay off a credit card that would have been with me a lifetime. I have a plan to pay off my student loans in less than 5 years, including my wife’s. All our consumer debt is nearly gone, save for $680. We are working together as a team to make our family prosperous. It takes hard work and a plan and nothing is perfect but we have seen results in a year and I think you can change the world if you change your financial situation. Believe.

I believe my little sister will become a millionaire by the time she is 40 if she puts $500 into a Roth IRA every month until that time.

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I washed my car yesterday in 40 degree Minnesota cold and then I ate some Ramen Noodles, it cost me nothing and saved me a lot more

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Even notice how a boat with a few holes in it sinks over time and it becomes more worrisome the farther you are from land? I do. Now place this image of a boat sinking on your financial situation. You lose a dollar here, ten over there, $2.50 on that one thing; the boat is your bank account. That boat is sinking slowly and you are out to see, sharks, such as creditors, banks, and lenders are following in the murky deep. We almost sank again, but this time I told my wife instead of paying for a car wash I would do it myself. Watch.

Yesterday day came and went with a car wash in the 40 degree Fahrenheit warm of St Paul, Minnesota. I think people looked at me as though I were crazy, carrying buckets from my basement to splash and lather a car I cannot afford on a side street. Yeah, I feel pretty dumb leasing it, though the lease is up in less than 20 months and we will be on to something new. The whole time I polished this machine I thought of how stupid it made me feel, to live beyond my means. People watched that spectacle, another Subaru driver waved, my neighbor sold a beater and asked me how my day was. Great! Beautiful day!

And that is why I eat Maruchan ramen noodles and rice. (With a price tag of under $5 for a number of meals I can consider myself winning.) SO, imagine now your boat sinking, money floating away, those sharks behind, empty fridge at home, wife wondering what is going to happen, and then $10 is about to go away for a car wash that leaves you wanting better. Yeah, and that car is parked in the garage losing value, begging for insurance to be paid–the expensive kind. I can get a bit cold and wet outside on such a nice day, save us money, buy us time. My debt snowball is about to be rolling, debt avalanche.

After all this, I learned something. If you can’t get creative and do it yourself, it ain’t worth doing. And if your food restrictions do not work with your frugality or goals towards financial fitness, you may need to think about your goals. Because, how I see it, you can either be gluten free or debt free, I know the gluten is asking me to buy their beach house on credit, but that’s just my opinion.  That beach house is where those debt institutions are watching your boat sink slowly from afar, thinking about monetizing your financial death on YouTube (which is another story), so they can earn more.