Tag Archives: personal finance

Hey Millennials, Start Dave, Stop being Broke

America, USA–Are you sick and tired of being sick and tired? Is it too much for you to pay your student loans, your new car payment, your mortgage, and still afford your sweet vacation?

Well, then you need Dave Ramsey, and his Total Money Makeover system–and to stop living beyond your means like the rest of American society.

Dave Ramsey will give you the tools and concepts to get out of debt fast so you can start living a debt free lifestyle. A lifestyle free from being a slave to Consumerism and credit card masters.

Start reading, listening, and watching Dave Ramsey today and you will better your tomorrow. I am, and I know you can.

The Unaccountable Nature of Credit Cards and Consumerism in America

American Expressed, by TSN_

Why credit debt works– it’s not your money, it’s not your loss. These cards and card holders aren’t accountable.

If you were losing 19.24 % on your investment, you’d most likely change. Perhaps we don’t think of it like that.

The connection between your money and your credit card is non-existent because their is no symbolic transaction:

Give your money, get something. You get their product. They keep your money;

With a credit card it’s like a pacifier. Give your card, get it back. Get their product, get your card back. There is a safety.

Never lose physically, tangibly.

A deception. People can’t connect the interest lost. They don’t see it as theirs. Because it’s the cards’ rate, not theirs.

Perhaps that is why there exists an Unaccountable Nature of Credit Cards and Consumerism in America.

What’s the Networth of That Movement?

Hey Millennial, You Need an Emergency Fund

Read Basic Economics by Thomas Sowell

My Problem with Budgeting: Making a #Christmas List

85% of Cars Purchased in Q1 of 2019 were Financed