Tag Archives: Profits

Millennials, Strive for that Perfect Selfie because You will Never get out of Debt and You Will Never own Your Own Home Responsibly

“The more he identifies with the dominant images of need, the less he understands his own life and his own desires. The spectacle’s estrangement from the acting subject is expressed by the fact that the individual’s gestures are no longer his own; they are the gestures of someone else who represents them to him.”
― Guy DebordThe Society of the Spectacle

“The spectacle is the nightmare of imprisoned modern society which ultimately expresses nothing more than its desire to sleep. The spectacle is the guardian of sleep.”
― Guy DebordThe Society of the Spectacle

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The headline you just read is what I think to myself when I realize I shouldn’t spend money and should save for my future interests, especially when my contemporaries scroll social media and see how others are living large and in charge and strive to be just like them.

(Firstly, social media is an affirmation to spend more money, and waste more time.  Do you have it in you?)

I am pretty sure the people around me are concerned about my one point of obsession, my now goal: paying off all of my debt. My motivation being: Because I am a slave to debtors, credit card companies own me, my student loans own me, I really don’t exist freely…  What keeps me going in this direction:  Good reasons.

Good reasons:  Some day I will own my own house, responsibly–not through some insane mortgage.  Some day I will be out of debt, entirely: zero debt.  Some day I won’t have to work every day to pay my bills, no worries.  I will retire with dignity.  And again, those around me will benefit from my now goals, from my relatively insane efforts, from sacrifices I make.

These sacrifices are easier than the alternative for me, of living in debt for the rest of my life, chipping away at what I one minimum payment, all that high interest at a time.  That is stupid.  That is something that could use distractions!

It’s hard and easy for me to imagine that there is a world out there stranded glaring into their phones at millions of other people acting out their fantasies–Millennials et al., taking photos, images of a luxury lifestyle that is nothing more than made up. IT DOES NOT EXIST.

Imagine if we could get paid for that time spent glaring at other people’s dreams… We’d all be as rich as Hillary Clinton, Jimmy Buffet, Steve Jobs, or Donald Trump.

I really shouldn’t care about the setting or the background or how long it took for another person to get that perfect photo, the perfect selfie, and all those likes, although it worries me. I care, imagine.  That is my philanthropy for the day: caring.

(Your debt is that train in the “perfect selfie” video above, maybe doing the same to you as you read.  Stay off of those tracks that lead you, or the future you, into imminent danger.)

The first thing I think about when I see pictures of people doing AMAZING things is, how much debt does that person actually have, credit cards, student loans, etc.? I know, it’s none of my business, but for science…  Then I wonder, does all that debt add up to contrived happiness, the happiness in that picture, imagines on a screen, unfocused a distracted ephemera of fleeting feeling… Does it come from that?

(A hobby of imagining your existence is entirely different from what it is?  Doing this doesn’t cause change, it avoids it.)

And we compare ourselves to those counterfeit images, those freewheeling fantasies, those nice narrative and salacious story lines… Am I as good as that other person’s selfie?  No, no, I am not… Should I be spending more money, should I be buying into this false pretense?  Do I give a shit?

Then I vanish from social media and that apathetic society that we all pay to join in some way or another. I vanish because we all should and walk back into the deep woods to find our inner animal selves, or into a deep sleep.  Beasts called gentlemen in suits and ties pretending to be anything other than ourselves.

(When we die our Facebook us’s keep on living.  Is that me?  For example, my father died four years ago in June and he unfriended me on Facebook a couple of years after that.  He is virtually still alive, however he is physically dead.  I don’t know if he sleeps anymore.  I cannot visit his grave because my reality does not understand this sort of paradox.  Social media creates dead and living zombies right now.  Imagine.)

So, yes, back to the beginning, you will never get out of debt or own your own home, responsibly–without insane lenders and bad deals, if you keep this up.  That is what I tell myself and then avoiding those distractions becomes very easy for me. You as in me.

Forget your likes, upvotes, retweets, highlights from whatever years ago, virtual memories, Facebook lives, and other people’s selfies, they evoke no artistic value whatsoever (or maybe they do: this mini-essay tho.).  Think about what you owe that credit card company, what you owe in student loans? Try to smile now, make that art, Picasso. Get that photo sing.  Real good job.  Create those American Dreams.

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Fake new about fake news found to be fake news about fake news because of fake news and fake news

FakeNewsTypewriter-840x460

the words “Fake news” printed on a fake typewriter graphic Adweek

In a shocking revelation yesterday an unnamed mainstream media source found that a story about fake news found to be fake news was fake news because of fake news and no one seemed to care.

Unbelievably the mainstream media source did nothing about the compromise of information, not going back on their sponsors promise, not pulling the fake news story.

The ads were in place, the story had to fill the page… one unidentified marketing sales manager at the publication explained, These papers are full of advertisements, they are paid for, they must be seen by a specific demographic…

This discovery of fake news is only one in a veritable rash of papers, the mainstream media seem to be just printing fake news for news when there is no real news simply to carry marketing spots, nothing objective to break for readers to think on.

Such an uncovering has shocked the news industry–and this problem goes back decades–as it limits trust and shows that stories are less important than underwriters and advertiser money. The readers suffer, and we can blame the decline on fake news…

We can only hope at point the news media goes back to what made them important, objective reporting, putting advertisements and sales in the background.  However, in a world where shock sells we can expect to see more and more fake news.

Minnesota Legislature: allow individuals to sell their private information rather than the internet service providers they employ

Why does the Minnesota legislative think that it is acceptable to allow large corporation service providers to use individual citizen’s private information without a say, all while turning a profit? Why, when they could allow me as an individual to make money off of the product that is my own unique private information? I think I could best provide my information to the highest bid.

The idea of giving internet service providers, who charge customers for service, the right to the customer’s private information, as a product, and the right to sell it to grain profits, makes no sense. Why is the individual cut out of the loop in terms of selling a product they create. Our information has value, it is a unique commodity sold to companies looking to attract your unique demographic without your say or your benefit. That information is out product.

Oddly enough, you can’t sell a unique product you create because the internet service provider already claims this exclusive right. I grow the tomatoes, I just can eat the tomatoes. Every thoughtful search, every poignant post, every site you visit is specifically you, and used by corporations to specifically target you in order to buy their products. Again, oddly enough, internet service providers know this and make gains off of this information, your information.

Further, as adjunct to my initial idea, I posit questions: why does the Minnesota legislature stand with corporations in ways that don’t allow private individuals to protect, create, gain, and attain a sense of ownership of their information in whatever capacity they choose. Why is there no safeguard for this information? And why do large corporations, with a hold on the market get the upperhand?

We all have a true value, data unique to us, and have a vested and integral interest in our personal private matters, partialities, and quirks, it is our personal commodity alone, and allowed to be sold unbeknownst to those it is linked to for financial motivations. We all have stake in this matter, and internet service providers understand the value monetarily.

Not only is an individual citizen’s personal privacy, in relation to data and information and the ability to possess ownership of that data and information, important in ways that protect and individual from the maladies of corporate and marketing entities, but it is important in ways that could create income for those not making income on their unique product.

With information there is money to be made, but who by? Now is the time to empower the people and give them the capital they are owed for the commodity that they make, create, and provide, which is their–the product that is stolen and sold by massive corporations who hold a potential monopoly on the internet industry. Now is the time for the Minnesota legislature to stand up for individuals citizens over lobbyists and profits by capitalistic agencies.

Think and Save; How to Never Buy Textbooks Again.

Obviously this getting textbooks at the library thing isn’t some sort of secret raved-about genius way to save money on required course texts, but in some ways it is.

Let me express my sheer love for getting textbooks and other resources, digital and print, through the library systems briefly, so you can think about how you might do the same—and save money, save time, and save face.

When I started out as a CLA transfer student at the University of Minnesota, I had no idea how the library worked. I didn’t understand the importance of this resource—I had an idea, but it was vague, and that’s an understatement.

After being a student lead worker at St. Paul campus university libraries for 2 years, I have come to realize and utilize the advantages of the libraries (their branches), and the incentives that their lending service affords.

Perhaps you think: I can’t find a title, I won’t be able to get the required course materials, or I searched and that edition or exact title is not available.

Sure, you did one really impressive search (by your standards)… Well, try again. Remember: If you think you can, I know you will.

Maybe the library search engine you were perusing didn’t have it on the first try, or the first page; however, other catalogs may possess what you wish to attain.

Have your first try here: www.lib.umn.edu

A first try is good if you like not getting useful results, though a first try is a good start to something great…

So, try again.

Are you going to give up after one try and spend your hard-borrowed student loan money on things you don’t really care about/need, or are you going to search for 5 more minutes and find what you want for free?

It’s really all about your level of persistence, your level of creativity, and what you will do to attain what you desire: how bad do you want to be frugal and save? Use that thing inside your head, be like a thoughtful individual.

This year my level of wanting to save and be thrifty was high, so I found all of my books through inter-library loans, or other services provided by the library, and it took less than 10 minutes. This process took less time than it takes to send an email, or scroll through Instagram.

Last year my level was not so high. Last year I spent all sorts of what would have been beer or fun money on overpriced books which I did not read, and then at the end of the semester I sold them back at less than half price. I was lazy anyway. But, what a fucking racket. To my utter disdain I regret the decision to buy at the campus bookstore.

Mid-semester I did a quick search and found most of my textbooks here:
http://uborrow.relaisd2d.com/login.html

U Borrow is my favorite resource for any book, always. You can get new books, old books, rare books, from some great universities throughout the United States. The best part is they get delivered to whichever library you choose to pick them up at.

Everyone talks about half.com, or amazon.com, or other places where a student can buy books online and “save”. Sure… How about “save” by not purchasing top-dollar subpar products from places that drastically mark-up their selling price?

In most cases, a specific new edition book is no better than the old edition that you can obtain at a local used bookstore… Same author, same words, different year of printing and edited by different people, wow.

The new edition just has the backing of new people getting paid for rights—each year for a few extra words, for their titles and their names to adorn these improved editions. And this costs you more money, but you want to pay for it, right??? No.

Likewise, these publications and institutions are paying bucks for agency, authority, and placement, big names at pinnacle levels have their materials located in expensive bookstores.

The best, and easiest, marketing they do is by putting their product on your required texts next to your class schedule on the university website, the campus bookstore wouldn’t stock them otherwise—wouldn’t pull an immense profit off of their student body.

Each name of the editor, or publisher, or corporation (and their ideology, and what they sanction) within that book, you pay for. Your teacher, the bookstore, and the school, perhaps makes a commission on these required texts.

Think about it: Do they want you to get the newest edition of Shakespeare because it is of far superior quality, or because certain entities belong to an institution which pays for a mention, for cheap product at increased prices?

Obviate this silly scheme by getting all, or a majority of your materials through the library system. You already pay for it in student fees, and you may have the access you need at your fingertips.

When you buy from the bookstore you are paying for that bookstore’s existence: utilities, workers, facilities; moreover you pay for the interest of your professor and the university, in what they make from these institutions and agencies, from their publications, for their specific interests: profit.

Okay, breathe…

Now say you want to actually own the book, great. Great, you are an outlier on the verge of pariah! So what?

Get it at the library first—give it a try, and if you really enjoy what you’ve read—or you need it for personal use, then buy it.

I personally wouldn’t buy a car without test driving the vehicle first (or having someone else I trust test try it for me). So, why would you buy a textbook without assessing the quality first?

College is no longer affordable, any scholar with an inkling of responsibility will do anything to save money. One of those anythings is avoid the bookstore and utilize a service which is offered with no additional cost. Do it! Save yourself time and money in lines and in overpriced materials.

I’ll be honest, I’m partial to this concept because I work at a library. I love it. I am also partial because I enjoy saving money when necessary/possible. I’m smart.

I knew I needed a change when I bought the latest addition of Moby-Dick (Norton Edition, No. 9) at an incredible price ($23.00 +-), because the teacher expressed how we all needed it.

I thought on that for a moment: how much could they possibly alter or make critical improvements on this American classic? WTF?! Melville was rolling in his grave. I was completely baffled… Just think about that. I paid, and truly I paid.

I will leave you with this, the next time you think you need to get a book at the bookstore, count it out. Scratch that idea… Give it up and try something different, try a new search, give it one more minute on the browser—you can do anything. I believe in you.

Truly, get your books through a public or university library system, they are priceless and don’t carry a heavy price.

A dangerous relationship; how BNSF will end Amtrak

“Our records indicate that you are scheduled to depart on Amtrak train number 28 from St.-Paul-Minneapolis-Minnesota at 8:00AM on Friday August 8 and arriving in La-Crosse-Wisconsin.
That schedule has been affected by late-operations. Alternate transportation is being provided over some or all of your route. To speak to an Amtrak representative about travel options call us at 8772319448 at your earliest convenience.

We apologize for any inconvenience and want to thank you for being a valued Amtrak customer.

Sincerely,
Amtrak”  preston

Amtrak PDF: Amtrak Empire Builder Detours in North Dakota to Speed …
A dangerous relationship; how BNSF will end Amtrak,

Recently, times couldn’t be harder for Amtrak. The passenger train empire has been delayed indefinitely because of crude oil and fracking freight in North Dakota and Montana. As if America’s transit infrastructure couldn’t get worse, ironically so, it has. As we speak, passengers suffer major delays throughout the country while BNSF halts passenger travel for freight with priority, dangerously so; Amtrak pulls to the side as non-renewable resources are transferred nationwide, these detours and pull-offs create increasing stays at the station.

Generally, I take Amtrak for transit out of the Twin Cities area, to southern Minnesota. As I am not a car owner, the prospect of any bus, plane, or rail travel is ideal, and more environmentally sound than said car, yet if it doesn’t serve its purpose as a timely institute it lacks the one quality it relies on; movement.

Several times I have attempted to take Amtrak and each attempt varied only in wait time: a possible “three hour” delay, and a new list of excuses. One thing that remained the same was: we took a bus. The last time this happened, I took the opportunity to inquire as to why. The melancholic voice on the line described how he was unsure if he would have a job at Amtrak in a year because of delays caused by BNSF; passengers were keen to the plights of rail travel, and profit numbers were down. I hung up the phone with nostalgic thoughts of young America confident in its punctual mode of transportation; the locomotive.

It is truly sad to comprehend that the very thing that started the expansion of this great nation, the U.S., will get brought to a screeching halt by the depletion of natural resources and the need for corporate expansion. The Amtrak attendant explained that once the oil fields dry up the tracks will run smoothly again, because BNSF owns the rails on which that stretch of land (North Dakota and Montana) sits, and the land the rails sit on- that being said,  they won’t allow Amtrak to build on their land. It seems a futile enterprise.

Apparently BNSF is building an alternative track for freight; however that remains to be seen.

Amtrak has to realize that complimentary donuts and bottled water won’t make up for trains not being in at the station; and buses are not trains. The slap in the face comes when buses are sitting outside of the station and  trains are sitting near oil rigs, or near fracking sites, in another state; Amtrak attendants had previous knowledge and neglected to mention this on the ticket sight.

Why won’t America prioritize progressive and environmentally friendly travel- travel that America built itself on?

Is it because of natural resources and the money made from the sales of?

Irony comes hard when one must take a car over train travel because the resources that fuel that car are holding up passengers trains at the station.

Has the need for more seized the growth of railway transit in America, or have we neglected the very thing that could promote better transit throughout the nation?

I thought of this on a bus sitting at a train crossing waiting for BNSF freight cars to go by while our train sat in another state, this was in Winona, MN.